Roughly 44% of Americans rack up at least $1,000 of holiday debt each year, unfortunately. Most of us love Christmas, but fail to prepare for it.
​

What if you didn't have any financial stress during the holidays and could afford gifts, activities, meals, and more without having to swipe your credit card or take out a loan?

​

The Debt Free Christmas Challenge Workbook Can Help You:

  • Start planning for expected and unexpected expenses in advance
  • Organize your Christmas gift lists
  • Track your savings (and find more REAL ways to save)
  • Narrow down your budget
  • Uncover joy in the holidays instead of debt

​

Your 16-page workbook comes with:

  • Holiday Savings Tracker Worksheet
  • Holiday Budget Sheet
  • Holiday Expense Tracker Sheet
  • Christmas Gift Brainstorm Worksheets
  • Frugal Holiday Season Bucket List
  • Holiday To-Do List
  • Event Calendars For November and December
  • Online Oder Trackers
  • Holiday Recipe Cards

​