Smart Moves to Make With Your Tax Refund (Freebie Day ๐ŸŽ‰)


โ€‹

Hey there,

I hope you're having a great week. It's tax season, and I have a huge stack of 1099 forms from client work last year.

Since I'm self-employed, I don't get a tax return. Still, this doesn't mean that I don't ever get a financial windfall. This week on the blog, I'm sharing some wise ways to put your tax refund to good use.

Even if you don't get a refund, you can still use your income to do some of these things to improve your finances.

In other news, I'm creating a fun emergency fund resource that I plan to share in the upcoming weeks.

If you have time to listen to this month's episode of the My Debt Epiphany Audio Show, I'll be explaining what this tool is and how it can help you boost your emergency fund savings if this has been a goal.

โ€‹Check out Episode 2 here - We're discussing emergency funds + this month's freebie

February Freebie ๐ŸŽ‰

โ€‹

This month's freebie is a finance date worksheet. If you haven't already, start planning regular finance dates with your partner to make sure you're on the same page when it comes to money. Click the link below to download it. โ€‹โ€‹

โ€‹FinanceDateWorksheet.pdfโ€‹

Recently on the Blog


Money Saving Tip

If you love the idea of simple ways to save and invest youโ€™ll want to check out Acorns! Itโ€™s an easy and painless financial wellness system designed to help you grow your savings and investments through roundup amounts you set for all the purchases you make. See for yourself why itโ€™s a great option for yourself, here.

Money Making Tip

If you haven't tried focus groups yet, I don't know what you're waiting for. Each month, I share opportunities and have resources on the blog (like this one) to help you get started. My husband is actually doing a paid focus group this week and is going to earn $70 for 30 minutes of his time. Not bad!

โ€‹

That's it for now. I hope you have an amazing week!

โ€‹

- Choncรฉ

Founder of My Debt Epiphany

โ€‹

P.S. As always, if there's anything I could do to help support your financial journey feel free to let me know. I'm always open to blog post topic suggestions, video suggestions, and even mini-workshops in the My Debt Epiphany community Facebook group.

โ€‹

Read more from

Hey, I hope you had a nice weekend. As many of you know, I value what you think and want to see on the blog and I truly feel most accomplished when I'm helping someone else improve their finances through my content. If you have a minute, there's a quick survey I'd love for you to take. What do you need help with and what do you want to know? Your input will help direct the type of topics I continue to cover on the blog and in videos. YES, I said videos. More on that soon! You can take the...

Hey and Happy Friday ๐Ÿ‘‹ I hope you're enjoying summer! Today I thought we'd chat a bit about something that's been on my mind lately: investing. I know, I know, you might be thinking, "I just don't have the extra cash right now," right? Interestingly, that might not be the main thing holding most people back. Often, it's not just about the moneyโ€”it's about the stuff we don't know, the stuff that scares us, and the stuff we just don't understand. Then, there's the simple fact that many of us...

Hey, How is your week going? Have you ever felt discouraged about your finances? I've definitely been there. We all get discouraged from time to time but it's important to keep pressing forward. Here are a few practical things you can do to get encouraged and motivated about your finances again. Set a small achievable goal. What is something you can do very soon (like this week) that can make a difference for your financial situation? Can you plan out a debt repayment plan? Transfer $50 to...